“Hogar o inversión, somos tu solución”

How Much Can You Afford? / Para cuánto Cualificas?

Al final del día, los números tienen que hacer sentido.  Aquí te brindamos una calculadora hipotecaria para que tengas una idea de hasta cuanto cualificas y analices distintas alternativas para tu préstamo.  Llena los blancos y le das a "Calculate Now" para ver los resultados abajo, divididos en cuatro areas.  Si quieres tener copia de tus resultados, puedes darle a "Receive this Detailed Analysis" para que te llegue por email.


At the end of the day, the numbers have to make sense.  Here we offer you a mortgage calculator to get an idea as to your qualification parameters and for you to analyze alternatives for your loan.  Just fill in the blanks and click "Calculate Now" to see the results below, divided into four areas.  If you would like to receive a copy of your results, just click "Receive this Detailed Analysis" and it will be sent to your email.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %